Disclosure Statement

Parr Financial Solutions, Inc. (“PFSI”) is a registered investment advisor located in Columbia, Maryland. PFSI and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PFSI maintains clients. PFSI may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

PFSI website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications and links. Accordingly, the publication of PFSI’s web site on the internet should not be construed by any consumer and/or prospective client as PFSI’s solicitation to effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet. Furthermore, the information resulting from the use of tools or information on this internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from PFSI.

Any subsequent, direct communication by PFSI with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of PFSI, please contact the state securities law administrators for those states in which PFSI is registered.

PFSI does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to PFSI’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. This website should not be viewed as a solicitation or offer of services in any jurisdiction in which the advisor is not qualified to do business.

Past performance may not be indicative of future results.  Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by PFSI), will be suitable, profitable, or equal any historical performance level(s) for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or portfolio benchmarks generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an advisory management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.

Certain portions of PFSI’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of and/or provide access to, PFSI (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendations(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from PFSI, or from any other investment professional. PFSI is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.

PFSI does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information or financial calculators prepared by any unaffiliated third party, whether linked to PFSI’s web site or incorporated herein and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Electronic mail (e-mail) submitted to this Website should be considered neither secure nor confidential since messages submitted to this site travel through the internet, which is not a secure medium. PFSI makes no representation whatsoever concerning the security or confidentiality of your e-mail messages and specifically makes no representation that PFSI will receive any e-mail messages submitted through this Website.

Each client and prospective client agrees, as a condition precedent to his/her/its access to PFSI’s website, to release and hold harmless PFSI, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from PFSI.